Insurance & Fees

Mind Chicago and its clinicians do not directly participate in any insurance networks, meaning that we are considered “out of network” for all insurance plans. 

This allows us to make optimal treatment decisions regarding length and type of therapy without the limitations imposed by third-party payers, and to maintain reasonable caseloads that allow us to give you and your children the time and attention we believe you deserve. We are committed to providing you with the best, most effective treatments available.

Following your appointments, you will be given a “Superbill,” which is a statement that includes all information that insurance companies need to process out-of-network claims. You may submit the Superbill to your insurance company or save it for your financial records. You may then be reimbursed directly by your insurance company per the terms of your policy. Please contact your insurance company directly for questions about your out-of-network coverage for mental health services.

Questions to Ask
Your Insurance Company

To check your out-of-network benefits, we recommend calling your insurance company directly. Some helpful questions can include:

  • What are my mental health or behavioral health benefits?

  • Which of the following CPT codes are considered eligible for out-of-network reimbursement under my healthcare plan? (please see Common CPT codes below)

  • What is my out-of-network deductible?

  • What percentage of my sessions will be reimbursed once I meet my deductible?

  • Is approval or a referral required from my primary care physician for services to be eligible for reimbursement?


Client Portal

You have access to your Superbills (a statement that includes all information that insurance companies need to process out-of-network claims) via the Client Portal. Your Client Portal is set up at your intake session.

CLICK HERE TO ACCESS TO CLIENT PORTAL

Common Services and Service Codes*

Your insurance company may also provide varying reimbursement depending on the CPT (procedure) code billed for each session. Below is a list of the most commonly used CPT codes in our practice, to aid in checking your out-of-network benefits:

  • 90791 Diagnostic Clinical Intake Session (via Telehealth or in-person)

  • 90837 60-minute individual psychotherapy (via Telehealth or in-person)

  • 90834 45-minute individual psychotherapy (via Telehealth or in-person)

  • 90832 30-minute individual psychotherapy (via Telehealth or in-person)

  • 90847 family therapy with client present (via Telehealth or in person)

  • 90846 family therapy without client present, including parent-only sessions (via Telehealth or in-person)

We encourage you to verify your benefits prior to beginning treatment, including coverage of out-of-network providers, should you decide to submit statements for reimbursement.

*The above CPT codes apply to therapy services. Please call us if you have questions about CPT codes for psychological testing.

Payment

Payment for each session is expected at the time of the service. Credit/Debit/FSA/HSA cards are kept on file and charged after each session. Cancellations within 24 hours of appointment time are charged the full session fee.